NFL Betting in Montana and Oregon: 2026 How To Bet Guide

Neither Montana nor Oregon has an NFL team, but that hasn’t slowed football betting in either state. Most bettors here follow regional teams like the Seattle Seahawks and Denver Broncos, and the NFL is the most bet on league across both states from September through February.

The 2026 NFL season kicked off on September 9th, 2026 and the 17-game regular season runs until January 10th. The playoffs follow, with Super Bowl LXI set for February 14th, 2027 at SoFi Stadium in Inglewood, California.

Where To Bet

Oregon has legal online sports betting through DraftKings, which operates in partnership with the Oregon Lottery. Montana offers sports betting through the Montana Lottery’s Sports Bet Montana, which is only available at licensed retail locations. Where it is legal, you generally must be 21 or older and physically located in the state to place a bet.

Other options include prediction markets such as Kalshi and Polymarket, daily fantasy sports apps where they are available, and offshore sportsbooks, which accept US customers but are not licensed or regulated by any state. Our guide to sports betting in the USA breaks down every option.

Sports Betting Laws in Montana and Oregon

Both states legalized sports betting in 2019, but each chose a state-controlled model that leaves bettors with a single regulated option.

Montana

Montana’s sports betting law was signed in 2019 and betting launched in 2020, with the Montana Lottery acting as both regulator and operator. Its Sports Bet Montana platform is available at kiosks in licensed bars and taverns, and while there is a mobile app, you can only use it to place bets while you’re physically inside one of those licensed locations. You can’t legally bet on the NFL from your couch through a state-regulated sportsbook in Montana.

Oregon

Oregon offers true statewide mobile betting, but only through one app. The Oregon Lottery launched its own Scoreboard app in 2019, then handed mobile operations to DraftKings in January 2022. DraftKings remains the only regulated online sportsbook in the state, and the Lottery’s rules don’t allow betting on college sports. Several tribal casinos also run in-person sportsbooks.

With so few regulated choices, many bettors in both states use offshore sportsbooks that are licensed outside the US and accept American customers.

NFL Betting Options Explained

Most of the money bet on any NFL game goes into three markets: the point spread, the money line, and the total. The odds below are from last season’s opening game between the Dallas Cowboys and Philadelphia Eagles.

Screenshot of Cowboys vs Eagles Week 1 odds.

Point Spread

The spread handicaps the favorite by a set number of points. The Eagles were 8 point favorites (-8) and the Cowboys were 8 point underdogs (+8).

  • Eagles -8 wins if Philadelphia wins by 9 or more points.
  • Cowboys +8 wins if Dallas wins outright or loses by 7 or fewer points.
  • If the Eagles win by exactly 8, all spread bets push and are refunded.

Money Line

The money line is a straight bet on who wins the game, with the odds setting your risk and reward.

  • Eagles -450: risk $450 to win $100 (payout of $550).
  • Cowboys +350: risk $100 to win $350 (payout of $450).

Total

The total is a bet on the combined points scored by both teams. The sportsbook set this game’s total at 47.5 points.

  • Over bets win if 48 or more points are scored.
  • Under bets win if 47 or fewer points are scored.

Beyond single games, you can also bet on season-long outcomes like division winners, MVP, and the Super Bowl champion. Our futures betting guide explains how those markets work, and our NFL betting page covers more wager types.

Bet On The NFL From Montana or Oregon – 3 Step Guide

The process is similar on every regulated platform. Follow these three steps to get started.

Step 1. Pick Your Betting Option

In Montana, Sports Bet Montana takes bets on NFL games at licensed bars, taverns and other retail locations. In Oregon, DraftKings is the only licensed online sportsbook, and it takes bets on NFL games anywhere in the state. Prediction markets and daily fantasy apps are another option if you want to trade on NFL games without a sportsbook account.

Step 2. Sign Up and Fund Your Account

Open an account with the platform you picked and complete its identity check, which usually asks for the last four digits of your Social Security number. Then make a deposit, most commonly with a debit card or bank transfer, and check how withdrawals work before you send any money.

Step 3. Place Your NFL Bets

Open the NFL section and look for the NFL odds. Pick a market such as the point spread, money line or total, add it to your bet slip, and review the payout before confirming. Only bet what you can afford to lose, and use the deposit limits most regulated platforms offer. Free, confidential help is available at 1-800-GAMBLER.

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